PARADOXAI LAB · ACT ON COMPLEXITY WRAITH · FRAUD INTELLIGENCE · LIVE BETA MERIDIAN · DECISION INTELLIGENCE · LIVE 5-MODEL ENSEMBLE · 97.3% PRECISION INFERENCE · <50MS APPLIED AI · SINCE 2024 PARADOXAI LAB · ACT ON COMPLEXITY WRAITH · FRAUD INTELLIGENCE · LIVE BETA MERIDIAN · DECISION INTELLIGENCE · LIVE 5-MODEL ENSEMBLE · 97.3% PRECISION INFERENCE · <50MS APPLIED AI · SINCE 2024
ParadoxAI Lab · Applied AI Research

Act on complexity.
Build with clarity.

We build production-grade AI systems that turn messy, high-stakes problems into decisive, real-time intelligence. Fraud. Decisions. What's next.

2
Live products
<50ms
Inference time
97.3%
Model precision
Our mission

Intelligence where it matters most

Real-time, not retrospective
Decisions made after the fact are autopsies. We build systems that act at the moment of truth — not days later when the money is already gone.
Ensemble thinking
No single model is right all the time. Our systems combine multiple models, rules, and signals — then synthesise them into one clear output.
Explainability built in
A black box is a liability, not a product. Every score and verdict we produce carries a chain of reasoning you can inspect and audit.
Production from day one
We don't build demos. WRAITH processes real transactions. Meridian analyses real decisions. Everything ships to run at scale, today.
"The most dangerous complexity is the kind that looks simple. We build AI that holds the full picture — so you can act on it." — ParadoxAI Lab
Products

Two platforms. One lab.

Each product targets a different dimension of high-stakes complexity — financial risk and strategic decision-making.

01
🕵
BETA
WRAITH
Fraud Intelligence Platform

WRAITH scores every transaction in under 50ms using five ML models — Isolation Forest, Gradient Boost, LSTM, Autoencoder, and Expert Rules — running in parallel.

  • Real-time transaction scoring <50ms
  • 5-model weighted ensemble ML
  • AML — smurfing, layering, round-tripping
  • Auto SAR generation
  • Live analyst dashboard
  • REST API + webhooks
Explore WRAITH →
02
LIVE
MERIDIAN
Decision Intelligence Platform

Meridian structures any high-stakes decision in 30 seconds — options, risks, blind spots, and a direct verdict. Built for founders, executives, and operators who decide alone, under pressure.

  • Decision structured in 30 seconds
  • 2–4 options with upsides & downsides
  • Reframed question + core tension
  • Direct recommendation + flip condition
  • 48-hour action item
  • Export PDF + Word
Explore Meridian →
How we work

Built different, by design

We don't follow the AI playbook. We define the problem first, then the model, then the product.

01
Problem first
Every product starts with a specific, painful, unsolved problem — not a model capability looking for a use case. We work backwards from the decision that needs to be made.
02
Ensemble everything
We combine multiple models, rules, and reasoning strategies for every output. Disagreement between systems surfaces the signal that matters most.
03
Ship to production
Research without deployment is theory. Every system we build is designed for real-world use from day one — latency constraints, compliance requirements, and all.
About

A lab that ships

ParadoxAI Lab is an applied AI research studio building production-grade intelligence systems. We focus on domains where the stakes are high, the data is messy, and the decisions are time-sensitive.

Our work sits at the intersection of machine learning, real-time systems, and domain expertise. We don't build AI for AI's sake — we build it because a specific problem demands it.

WRAITH is our fraud intelligence platform. Meridian is our decision intelligence platform. Both are live, both are being used, and both reflect the same underlying philosophy: complexity is not the enemy. Opacity is.

Transparency
Every model output is explainable
Speed
Inference in milliseconds, not minutes
Precision
97.3% across our ensemble systems
Ownership
We build, maintain, and evolve our own models
Shipping
Research that doesn't ship doesn't count
Ready to act
on complexity?

Explore our products or get in touch with the team.

ParadoxAI Lab · Fraud Intelligence Platform

Stop fraud before
it costs you

WRAITH scores every transaction in under 50ms using five ML models running in parallel. Built for banks, fintechs, and e-commerce — blocks fraud, not customers.

12,847
transactions scored
97.3%
precision rate
<50ms
decision time
WRAITH · LIVE FEED REAL-TIME
0
Critical
0
Cleared
0
Total
▶ CLICK TO OPEN FULL ANALYST DASHBOARD

Financial fraud is a $485 billion problem

$485B
lost globally per year
Global payment fraud losses hit a record in 2023 and grow 15% year-on-year as attackers get smarter and faster.
72hrs
average detection time
Legacy rule-based systems catch fraud days after money is gone. WRAITH catches it before the transaction settles.
1 in 5
legitimate customers blocked
Overly aggressive systems block real customers. WRAITH's ensemble ML keeps false positives under 0.8%.

Four steps from transaction to decision

WRAITH processes every transaction through a real-time ML pipeline — no human in the loop, no delay.

01
Transaction arrives
Your payment API sends a transaction to WRAITH via webhook or REST. Amount, device, location, account — captured instantly.
≤ 2ms ingestion
02
16 features computed
Velocity, z-score, geo-risk, device novelty, structuring probe, time-of-day, channel risk — all enriched from account history in real time.
real-time enrichment
03
5 models score in parallel
Isolation Forest, Gradient Boost, LSTM, Autoencoder, and Rule Engine all vote simultaneously. Weighted ensemble produces a 0–100 risk score.
ensemble ml
04
Decision + action
Low → pass. Medium → log. High → review. Critical → block + alert + SAR. Your system receives the verdict in under 50ms.
≤ 50ms decision

Everything you need to fight fraud

Real-time scoring
Every transaction scored in under 50ms. No batch processing, no delays. Your customers never wait while fraud is being evaluated.
50ms · REST + WEBHOOK
🧠
5-model ensemble
Isolation Forest, Gradient Boosting, LSTM, Autoencoder, and Expert Rules all vote on every transaction. Higher accuracy than any single model.
97.3% PRECISION
🏦
AML compliance
Automatic detection of smurfing, layering, and round-tripping. SAR reports auto-generated when thresholds are exceeded.
FATF · FINCEN
🔌
One-line integration
A single API call is all it takes. Plug into any payment stack — Stripe, Razorpay, custom banking cores — in under a day.
REST API · SDKS
📊
Analyst dashboard
Live transaction feed, risk distributions, entity graphs, alert management. Your fraud team sees everything in one place, in real time.
LIVE · NO REFRESH
🔄
Self-improving models
Every analyst decision feeds back into models. WRAITH gets smarter every week on your own transaction patterns.
CONTINUOUS TRAINING

Pay for what you use. Nothing more.

No setup fees. No contracts. Cancel anytime. Beta customers get 60 days free.

Starter
$299
per month · up to 100k transactions
For early-stage fintechs and e-commerce just starting to scale fraud protection.
  • 100,000 tx / month
  • 5-model ML ensemble
  • Real-time dashboard
  • REST API + webhooks
  • Email alerts
  • 48hr support SLA
Enterprise
Custom
unlimited transactions · dedicated infra
For large banks, payment processors, and regulated institutions with compliance needs.
  • Unlimited transactions
  • On-premise deployment
  • Custom model training
  • Dedicated ML engineer
  • 99.99% SLA
  • 1hr support + hotline

Integrate in minutes, not months

One API call. Transaction in, risk score out. SDKs for Python, Node.js, Go, Java.

REST API with JSON responses
Python, Node.js, Go, Java SDKs
Webhook events for async pipelines
Sandbox environment for testing
EXAMPLE · SCORE A TRANSACTION
# pip install wraith-sdk import wraith client = wraith.Client("wrt_live_your_api_key") result = client.score({ "transaction_id": "TX-928471", "account_id": "ACC-001234", "amount": 9420.00, "currency": "USD", "channel": "wire", "country": "RU", "device_id": "DEV-new-8821" }) # <50ms response: # risk_score: 94 | level: "critical" # action: "block" | flags: ["STRUCT","GEO","NEW_DEV"]

Trusted by teams fighting fraud every day

★★★★★
"We were losing $40k a month to card fraud. WRAITH cut that to under $3k in the first 30 days. Integration took our engineer half a day."
Rahul Mehta
CTO · NeoBank India
★★★★★
"The AML module alone justified the cost. Our compliance team used to spend 3 days a week on SAR filings — now it's fully automated."
Sarah Okonkwo
Compliance Director · PayStack
★★★★★
"What impressed investors most in our Series A deck was the WRAITH dashboard — live, explainable, real-time. Made our risk controls look institutional."
James Thornton
CEO · ClearPay Europe
Ready to stop losing money to fraud?

60-day free beta. No credit card. Cancel anytime.

PARADOXAI LAB
Financial Intelligence
WRAITH
Weighted Risk & Anomaly Intelligence Threat Hunter · v2.4.1
LIVE 0 TX/s
00:00:00
WRAITH ENGINE · ONLINE ISOLATION FOREST · 94.2% ACC GRADIENT BOOST · 97.1% ACC AUTOENCODER · 96.4% ACC AML MODULE · ACTIVE RULES ENGINE · 8 RULES LOADED PARADOXAI LAB © 2025 WRAITH ENGINE · ONLINE ISOLATION FOREST · 94.2% ACC GRADIENT BOOST · 97.1% ACC AUTOENCODER · 96.4% ACC AML MODULE · ACTIVE RULES ENGINE · 8 RULES LOADED PARADOXAI LAB © 2025
PRECISION
97.3
%
RECALL
94.1
%
FALSE POS
0.8
%
FLAG RATE
0.0
%
AML SCORE
0
/100
LIVE TRANSACTION FEED
TX_IDENTITY → COUNTERPARTYAMOUNTCHANNELFLAGSSCORELEVEL
TRANSACTION VOLUME + ANOMALIES (24H)
RISK SCORE DISTRIBUTION (LAST 200 TX)
AML PATTERN SIGNALS
SMURFING
0
LAYERING
0
ROUND-TRIP
0
SAR REQUIRED
0